LONG-TERM DISABILITY INSURANCE PLAN

TO APPLY: CLICK ON LTD APPLICATION TO THE RIGHT
The LTD application is (TLS) encrypted for your information protection.

IMPORTANT NOTE: The long-term disability plan is only offered to employees of UConn who have elected the state retirement plan (SERS)

The long-term disability plan is insured by The Hartford Life Insurance Company. It's a single plan with two parts, short-term protection and long-term protection, which automatically work together to guarantee you up to 66.67% of your salary, tax free, if you become disabled. The short-term/long-term disability plan insures a salary up to $235,000.

Two Plans, One Premium, One Application:

PART ONE, Short-Term Disability:
The short-term disability part of your plan will pay weekly benefits after you have been disabled for 30, 60 or 120 days, labeled the “Waiting Period,” until the long-term disability part of your plan begins. You may choose whichever waiting period is best for you.

PART TWO, Long-Term Disability:
If after six months you are still disabled, the long-term disability plan automatically begins and pays benefits monthly, up to age 65 or normal Social Security retirement age if later.

ELIGIBILITY: This offer is only available during your open enrollment period without medical evidence of insurability. After your open enrollment deadline, you will need to supply medical evidence of insurability. You must be working 17.5 hours a week. You must be enrolled in the Connecticut State Employees Retirement System (SERS or SERS/Hybrid) and not in the Alternate Retirement Program (ARP).